Our Products

Bicoastal Capital is San Diego based Private Money Lender, financing non owner-occupied, business purpose loans primarily in California.  Together our team has facilitated over 200 million in funded loans nationwide. We have created competitive programs for Fix and Flip, Buy and Hold, Refinance, New Construction and Commercial Loans. Whether you are a borrower or a broker we look forward to working with you. Our programs are designed for investors by investors.

Check out our loan programs below for more information.  


Fix & Flip

- Up to 85% of Purchase 100% of Rehab

- Rates starting at 8% 

- 100,000 to 10,000,000 Loan Amount

- Close in 5 days

- Interest as disbursed

- No prepayment penalty



-Up to 70% LTV

- Commercial and Residential

-  Mid construction loans

-Portfolio refis 

- Cash out OK

- No prepayment penalty


Buy & Hold

- Up to 70% of LTV

- Rates starting at 7% 

- Flexible terms

- Up to 3 years

- No Fico requirement 

- No prepayment penalty


New Construction

- Up to 65% of ARV

- Interest as disbursed

- Land draws 

-Shovel Ready Projects

- Up to 90% LTC

- Flexible and Easy Draw Process